The new generation campus all-purpose card system adopts the "financial online" online transaction mode, referring to the banking financial payment system that multiple mediums share a single "wallet", aiming to achieve the goal of "multiple mediums, multiple payments, one account, unified management" and completely subvert the traditional all-purpose card payment and authentication model. The underlying architecture of the platform adopts Kubernetes microservices technology and Docker containerization deployment, achieving significant improvements in platform's business processing capabilities. It can support high concurrency, high fault tolerance, high performance, and high efficiency, leading the industry's development.