The smart card payment terminal (desktop) is a 32-bit smart card payment terminal product based on the ARM Cortex-M3 platform. It uses contactless IC cards to enable electronic currency consumption. The smart card payment terminal is specifically designed for reading and writing CPU cards and is fully compatible with the Mifare One card series, offering advantages such as low power consumption, fast response, strong anti-interference capability, and durability. With the cooperation of the consumption system management platform software, the terminal enables functions such as data collection, query statistics, reporting, and accounting for consumption data.